- Debt & Asset Recovery Services
We are recognised specialists in the field of debt and asset recovery. We have established a track record in representing and advising a wide range of companies in the financial sector.
We provide our clients with a sophisticated and bespoke service which is designed to our clients’ unique requirements. We operate the very latest technology in ensuring that we produce rapid successful recoveries to those clients who provide us with volume instructions.
Our intention is to provide a streamlined one stop service from the pre-legal stage through to litigation on multi-million pound defended disputes. Our services in this area include:-
- Unsecured recoveries
- Asset finance recoveries and claims involving shortfalls
- Commercial lending recoveries and litigation
- Claw back on finance agreements
We adopt a strategic approach in all matters in negotiating settlements, affordable repayment arrangements, monitoring payments and rectifying defaults or arrears.
We are results driven and have in place a reporting structure which enables our clients to access valuable data on their matters through password secured pages. The ability to report in this way places us at an advantage against our competitors.
We aim to understand the nature of the debt generated by our clients to ensure that we target the most effective collection and recovery strategy. Our enforcement techniques and strategies are under constant monitor and review in order to maximise recovery success.
- Debt & Asset Recovery Team

John Perez | Partner and Head of Finance Litigation
- Over 12 years experience
- Dealing exclusively in the finance sector with emphasis on motor finance
- Work extends from early pre termination collections to handling complex high value claims
- Expertise includes consumer credit directive, finance law, regulatory and compliance, recoveries/litigation and consumer credit
- Member of FLA

Julia Williams | Partner
- Over 10 years experience
- Responsible for the development of the departments case management system and reconciliation and reporting of matter information to clients
- Manages a large team dealing with volume instructions from major commercial clients
- Expertise includes commercial collections / recoveries and all methods of enforcement
- Member of FLA
- Honorary secretary of Macclesfield Law Society
Jonathan Hall | Associate- Over 9 years experience
- Specialise in Finance Law, Regulatory & Compliance, Recoveries/Litigation & Consumer Credit
- Experience in Civil Litigation
Laurie Kershaw | Trainee Solicitor- Currently studying for a training contract
- Will qualify in 2012
- Specialises in Finance Litigation
- Member of Manchester Trainee Solicitors Group
- Debt & Asset Recovery Literature
Chafes Solicitors 5 Star Recovery Tips
View / Download PDFChafes Business Legal Services
View / Download PDFChafes Business and Personal Legal Services
View / Download PDFFrom our Blog
- Consumer Credit Directive – The Right to Withdraw
- Irresponsible Lending Guidance
- Legal collections at pre issue of proceedings stage of the cycle
- HPI Crushwatch – Vehicle Recovery
- John Perez, Partner at Chafes Solicitors LLP Supports Industry Body
- Chafes Solicitors LLP grows Debt and Asset Recovery Team
- Consumer Credit Directive – What Does It Mean For Me?
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